The AUB Balance Transfer Installment Plans allows you to transfer your other credit card’s outstanding balances to your AUB Credit Card. Your transferred balance/s will then be converted to installment plans at low interest rates.
BALANCE TRANSFER RATE TABLE
Term (months)
Monthly Add-On Rate
Factor Rate
Annual Effective Interest Rate
6
1.00%
0.176667
20.2880%
12
1.00%
0.093333
21.4572%
AUB will settle your outstanding balance/s with the other credit card issuer.
The minimum transaction amount for Balance Transfer is Php3,000
Balance Transfer allows you to transfer your outstanding balance from your other credit card to your AUB credit card. Your transferred
balance/s will then be converted by AUB in up to 36 monthly instalments at a low add-on interest rate per month. AUB will settle your
outstanding balance with the other credit card issuer.
The minimum amount for transfer is Php 3,000 excluding interest fee. The maximum amount for transfer is 80% of the Cardholder’s available credit limit.
Yes, pre-termination may be allowed but the full unpaid principal amount will be billed on your next Statement Due Date and will be posted as part of the minimum amount due demandable
for settlement. Pre-termination request should be done at least five (5) banking days before your Statement Due Date. In case of pre-termination, there will be a penalty of
Php 500 for the pre-termination processing fee.
Type the amount to be transferred:
BALANCE TRANSFER RATE TABLE
Term
Factor Rate
Add-on Rate Per Month
Monthly Amortization
Gross Amount
Add-on Interest
6
0.176667
1.00%
12
0.093333
1.00%
Contact No. Format
Mobile No: (Country Code)Network Code-Number : E.G. (63)917-#######. -minimum of 11 digits
Work No: (Country Code)Area Code-Number : E.G. (63)2-#######. -minimum of 10 digits