FLEXIBLE PAYMENT OPTIONS

Freedom to choose your own payment terms

✓ Choose your own due date
✓ Choose your preferred credit limit

0% FlexiPay Installments

Enjoy 0% installment payment terms available at AUB’s partner stores. To view the list of partners, go to online.aub.ph/creditcards/zeroPercent.

Post Pay Installment Plans

Convert your straight charge card purchases to installment payment terms at a low interest rate.

Balance Transfer Installment Plans

Transfer your other credit card balances to your AUB NEWSTAR & IMART Credit Card and enjoy easy installment payment terms at low interest rate.

Cash Out Installment Plans

Avail cash from your AUB NEWSTAR & IMART Credit Card which you can use for home renovation, travel funds, medical or even dental needs or down payment of your car loan, and pay on installment terms at low interest rate.

REWARDS & DISCOUNTS

Rewards Points

Earn 1 Rewards point for every PHP50 card spend outside NW & IM stores. Your points never expire.

Redeem your AUB Rewards points for shopping and dining electronic gift certificates, cash rebates, airline miles and travel vouchers. To learn more, go to online.aub.ph/creditcards/rewards.

Mastecard Privileges

Enjoy Mastercard’s local and global promotional offers for travel, shopping, dining and more!

AUB Perks

Enjoy year-round exclusive deals in other AUB Merchant partners.

PAYMENT CONVENIENCE

Accepted Worldwide

Use your AUB NEWSTAR & IMART Credit Card in over 37 million establishments and over 6 million shops worldwide.

Supplementary Credit Card

Extend the perks and privileges of your AUB NEWSTAR & IMART Credit Card to your loved ones without the annual fees, ever!

eGift

No time to buy gifts? Order eGifts for your loved ones and charge to your AUB NEWSTAR & IMART Credit Card. Choose from over 300+ brands ranging from shopping, dining, wellness, gadgets, travel and more! Your eGift recipient will receive a code via SMS and email along with your special message or greeting. To learn more about this feature, go to online.aub.ph/creditcards/AUBEGIFT.

All-Ur-Bills

Need to pay your utility bills now? Charge it to your AUB NEWSTAR & IMART Credit Card! No need to enroll. Simply call our Customer Service Hotline.

Link your Credit Card to your Alipay Account

Planning a trip to China? Enjoy the convenience of shopping, dining, cab hailing, buying train tickets, hotel bookings and more without the hassle of paying in cash. Simply top-up your Alipay Account using your AUB NEWSTAR & IMART Credit Card. To learn how to link you card to your Alipay Account, go to online.aub.ph/creditcards/Alipay.

SECURE

SMS Notifications

Receive an SMS notification for every card transaction.

Mastercard SecureCode

The Mastercard SecureCode^TM provides an additional layer of security by receiving a one-time password to your registered mobile number, to keep your online purchase and card information protected at participating online merchants.

SEAMLESS

Access your credit card account anytime, anywhere via the AUB Mobile App

Enjoy the convenience of the following:

• View your current balance and transaction details

• Access your current and historical e-statements

• View your unbilled credit card transactions

• Request for In-House Installment Plans

• Redeem Rewards Points

• Buy eGift

Download the AUB Mobile App now! Available via App Store, Google Play and Huawei App Gallery.

Email Statement of Account (eSOA)

Receive your Statement of Account within three (3) days after your statement cut-off date through the following:

• Email

• SMS (Statement summary)

• Online Banking/ Mobile app

AUB does not send a printed statement of account.

Payment Channels

Pay your credit card bills through the following: AUB Branches, AUB Preferred Online Banking, Auto Debit Arrangement (If AUB Deposit Accountholder), AUB HelloMoney, SM Bills Payment Centers, 7Eleven & ECPay Centers, TouchPay Automated Payment Machines, Instapay, Gcash App and via online banking facility of your depository account with selected banks. (Go to online.aub.ph/creditcards/whereToPay for the complete list)

Customer Service

For your queries and concerns, our Customer Service Team is ready to help you. Your welcome kit contains a mini-card with our Customer Service numbers. Keep this handy all the time.